The AML/CTF Transitional Rules 2026 will be in effect from 31 March 2026. These rules were made by the Minister for Home Affairs and will support a smooth implementation of the anti-money laundering and counter-terrorism financing (AML/CTF) reforms. The transitional rules will give time for reporting entities to adjust their business and processes to certain obligations, while still managing their money laundering and terrorism financing risk. They will ensure the reforms work effectively in practice.
The transitional rules are made under Schedule 12 of the Anti-Money Laundering and Counter-Terrorism Financing Amendment Act 2024. These rules are distinct from the Anti-Money Laundering and Counter-Terrorism Financing Rules 2025 made by the AUSTRAC CEO. They are also separate from any further amendments to the Anti-Money Laundering and Counter-Terrorism Financing Rules 2025 that AUSTRAC may make, and the Anti-Money Laundering and Counter-Terrorism Financing Act 2026, which was introduced in Parliament on 12 March 2026.
The Department of Home Affairs thanks stakeholders for their ongoing engagement during the development of the Transitional Rules and for their comments on the Exposure Draft of these Rules.
The below page summarises the key transitional rules. Please access the transitional rules in full at Anti-Money Laundering and Counter-Terrorism Financing Transitional Rules 2026.
